You can choose coverage

How Paid Leave Oregon works when you’re self-employed.

What you need to know

If you are self-employed, you’re not automatically covered under Paid Leave and don’t have to participate.

You can choose coverage if:

Your work is in Oregon
You earned at least $1,000 in Oregon net income from self-employment (income after your expenses) in the previous tax year.

If you choose coverage, you get the same benefits as other employees. Learn more about these benefits and the types of leave you can take.

You can choose coverage now. If you already have coverage, you can apply for benefits.

Am I self-employed?

Paid Leave Oregon generally defines self-employed to mean:

You work for and make a profit from your business instead of working for a specific employer
You report your profit from your business as self-employed income on your taxes

Still have questions? Learn more about who is considered self-employed and an independent contractor.

Why should I choose Paid Leave Oregon coverage if I’m self-employed?

Here’s what you need to know to choose Paid Leave coverage if you are self-employed.

What benefits will I get?

If you choose coverage, you get the same benefits as other employees. Learn more about these benefits and the types of leave you can take.

What will Paid Leave Oregon cost me?

If you choose coverage, you will make quarterly contributions. Here’s how it works:

Your Paid Leave contribution rate for 2024 is 0.6% of your Oregon net income from self-employment (income after expenses) on your previous tax return, up to a maximum of $168,600 in income. This is the same contribution rate employees pay on their wages.
- For example, if your net income from self-employment on your previous tax return was $10,000, you would pay $60 ($10,000 x 0.006) for the year. Your contribution payment is due every quarter, so you would pay $15 per quarter. You can pay online through your Frances Online account or mail your payment to us.
You can use the contributions calculator to estimate how much you’ll pay.
You can use the benefits calculator for an estimate of how much your weekly benefits may be if you take paid leave.
Need help finding your net income from self-employment? See page 3 of the Self-Employed Coverage Form.

When can I choose to sign up for Paid Leave Oregon?

You can choose Paid Leave coverage now. You'll start by creating an account in Frances Online. Here are some things to keep in mind:

You'll create an account in Frances Online as self-employed
If you choose Paid leave coverage, you'll need to agree to pay contributions for at least 3 years
You will need a copy of your federal and state personal income tax returns for the previous year

Once you've created an account, you can choose coverage by following the instructions on how to choose Paid Leave Oregon.

The request for self-employed coverage is also available on the forms page.

When are contributions due?

You must pay contributions every quarter. This means that you pay contributions four times per year, at the end of each quarter. These dates for 2024 are April 30, July 31, Oct. 31, and Jan. 31. The Oregon Employment Department will mail you a bill each quarter with the amount you owe. You can either pay your bill through your Frances Online account or send us your payment by mail.